Today is #WINtentionalWednesday!!!

Today is #WINtentionalWednesday, and I am so excited about it! One of the most important skills in life is the ability to set and reach your goals! Why? Because to successfully set and reach goals, you must be intentional about your personal development: What are my strengths? Weaknesses? How can I improve in my weak areas to maximize my impact and minimize the time it takes to reach my goals?


What are some dreams that you have for your life? What visions of yourself inspire you? Each of us has inside of us the propensity to dream and to create the life we choose! Personal development is the key that unlocks the door to our greatest experiences while consistency is the force that pushes that door open! Think about your life goals and visions for a few minutes. Do they seem lofty and frightening? Mine often do. That is when I remember that I can accomplish those goals with ease when I take calculated and INTENTIONAL steps towards them.

One of my dreams is to own a Maserati Ghibli Q4 (although those Teslas are quite appealing!!) With all of my current customizations, this car is well over $80,000. However I dice it, TODAY, this car is "slightly" out of my reach. Fortunately though for me, I know that by setting and reaching small goals and staying consistent with my stated intentions, I CAN own this car!

 Once again, really think about your goals, dreams, and visions for your life! Sit down with pen and paper and write down ALL of the tools that you currently have to get you there and then write down all of the tools you THINK you need to get you there. Now is where the work comes in! Find a way to utilize personal development to improve the skills you have and gain the skills that you need. This is your challenge. How do you intend to win today?

Current Events: Pause for the Cause(s)

This week millions of Americans celebrated independence day: black, white, brown, and albino, and then a few days later the news of two fatal police shootings shook the "entire nation," rather it should have. (Click here for the stories.) Once the news broke, it exposed the fractures and fault lines of America. #BlackLivesMatter was once again (and frustratingly so) the subject of discussion with sentiments ranging from "If they'd done... they'd still be alive" to "I don't understand why they keep doing this to us" and whole lot of in between!

While I agree that #BlackLivesMatter, I also know that this issue is deeper than race. It's much deeper than systematic oppression, and much deeper than police brutality. This is an issue of good versus evil, light versus dark, and heaven versus hell. If you disagree, think about this. You have a black friend in the LGBT community whose life was turned upside down after the shootings in Orlando. People were killed because of their sexual preference/identification. Take it even further and think about the possibility of another friend who is black, LGBT, and raised Islamic who is hated because of the actions of another radical extremist group!

Prejudice and categorization exists to create division, disdain, and a lack of trust within communities that, if we could ban together with a positive purpose, would become an unstoppable force for good. Don't let you absence from the groups being affected stop you from speaking. Don't allow your absence from a certain struggle cause you to belittle the struggle and rights of those in that struggle. We must all come together and learn to empathize with our fellow human being. We must realize that there is more at play than race.Think about this:

While we crusade for racial equality (which is a VERY worthy cause), the unseen hands that shape our country are pushing forward agendas that will take our rights away and have us stuck with no one to depend on but the very people that we are so prejudiced against.

Moldy Bread and the Championship Fighter

Today, I had the pleasure of being a guest host on the Dr. Walter Sims radio show on 106.3 WJPMG! It was truly an amazing experience, and I was honored to be a part of it. We talked about a lot of things, but one point that stuck out to me was when the Doc asked me "Why is personal development so important?" I responded to his question with another question:

Would you make a sandwich with moldy bread?

Of course no one wants to eat a sandwich made of moldy bread (and more than likely, no one will), but we often neglect ourselves which, in this analogy, implies that more often than not we are eating that moldy bread. Not only are we eating it, we are forcing it on others as well! We form relationships with people when we should be focusing on our foundation alternatively we push our needs to the back of the cabinet and work to provide for everyone else's. When you are working to rebuild yourself after trauma or discover who you are in life, period, you need to work on the foundation of your life: YOURSELF!

 

When you truly focus on personal development and becoming the best version of you that is possible, you will discover just how flawed you are! Don't let that stop you!

You are more powerful than you even realize. Take the first step, and you will be forever thankful! This principle applies to everyone, but if you are a survivor of domestic abuse and an entrepreneur (especially if you've been feeling a little lost after leaving), I am here to help you navigate your new life! It can be intimidating, but when you realize that you are not alone, you can accomplish new and amazing things. Let's rebuild your life together; we are all championship fighters!

 

Great Missions Reuire Great Minds

In 2016, you can hire a coach/mentor to teach you just about anything, prepare you for just about anything, or push you to become the best you possible! I've met and interacted with so many great coaches (Rochelle Ford-Wilson, Dr. Walter Sims, Aprille Franks-Hunt, Allyson Byrd, the list goes on and on) over the last 2 years, that it's literally become a goal of mine to see how many lives I can impact. I have just been a bit confused about how to impact those lives.

I know that I talk a lot about living on purpose and doing what God placed you on this Earth to do, but I must admit, it can be a challenge (especially if you don't know what that purpose is or if you have so many ideas that it's hard to narrow it down). Purposeful living has been a challenge for me in many ways, but the biggest challenge came from within! Yes, the greatest challenge that I've faced on my mission to live on purpose is my own SELF CONFIDENCE! "But Shanta, you're all over the internet doing stuff. How are you not confident?"

Let me break it down a bit. For about 6 years, I was in a relationship with a person who was mentally, spiritually, emotionally, financially, and lastly physically abusive. He was able to break down all of my defenses and implant these negative vibrations into my psyche that created a very volatile and negative co-dependency between us. Even though this month makes 3 years since I left that relationship, I am still dealing with the residue from staying so long in that negative environment!

Last week I made the decision to take my life ALL THE WAY back! I took a HUGE step in my life, and I hired a coach of my own! He's not just any coach, I hired a friend to keep it 100% real with me & share my life with! After everything that happened with my abuser, I was so ashamed and embarrassed which kept my confidence at those lower levels. Dr. Walter Sims is a PHENOMENAL mentor! He is helping me rebuild my self confidence, and be accountable & consistent with my business, vision, and message.

Going forward, you'll see a lot more posts about finances, entrepreneurship, and domestic abuse! It is my mission to help survivors become thrivers and live their best lives possible. Each of us has a purpose to fulfill. Some of our purposes are meant to reach a larger audience than others. In order to be as efficient and intentional with your purpose as possible, you need a coach! Every coach is not for every body, but when you're ready, the right coach for you will become apparent! And remember, someone is looking for that special gift that only you have!

Your Gift will Make Room for You

I was having somewhat of a panel discussion a few weeks ago with some associates and one of them said "Your gift will make room for you." (Proverbs 18:16 A gift opens doors for a man and brings him before the great.) The young high school kids we were talking to were getting so many golden nuggets of truth that I wish someone had known to share with me back in 2008! Her statement resonated with me on such a deep level & I haven't been able to get it out of my head! It wasn't until I started writing this blog that I realized exactly what that means. The definition, simply stated: Your passion will create a sense of urgency that no need ever can!

That's right. A sense of urgency makes all the difference. Think about it. How hard are you likely to work for some thing or someone that doesn't speak to your passion or purpose? Some people live to serve others in whatever capacity they can, but for the rest of us, we need to be pursuing our own passions and utilizing our other talents. We thrive on purging ourselves of our gifts. Our fulfillment is in our ability to procreate our vision for the WORLD to see!

As a mother, my child is one of the most important creations that I've ever made. Before he grew inside of me, there was a purpose growing there. It was a seed that the creator planted. He also gave me all of the tools and the blueprint for how I should prune and strengthen the seedling as it grew! Once I discovered the blueprint, it unlocked a level of power and energy in me that nothing can squelch! You have the same experience available to you. You just need to unlock it!

Money Matters: Income Basics

If you are an astute financial guru with years of experience and knowledge, this blog series will likely bore you to tears. This series is for the young and young at heart who don't quite know where to start. This simplified equation will help you to clear up confusion about budget building basics and clear up the misconceptions that may be plaguing you, and it is important to understand the basics before you move into more complex issues like credit, income taxes, etc. Having an income allows you to create goals for your finances (and pay your expenses). My top 5 financial goals are listed below:

1. Save for my son's college education (should he choose to go)
2. Save for retirement
3. Travel to at least 2 countries a year
4. Build a home
5. Build a strong empire/legacy to leave to my son

For our purposes we'll use the following definition for income: all funds flowing into your bank account from all sources. This includes wages, money received from business activities, unexpected gifts, interest, etc It is important to know where your money is coming from. For most people starting out, their income comes from working a job and receiving a direct deposit on some set schedule throughout the month.




If this is your only source of income, it will be much easier for you to track. If you have multiple streams of income, it is important to know when and how much to expect at any given time. This is one area of your finances that you have complete control over! Yes, you have complete control of your finances and no one can convince me otherwise.




You may be limited on a job by your title; however, if your job offers opportunities for advancement and higher pay, you should strive to obtain that higher pay grade. If there are no offers for advancement, you may (you should) find a place that allows you to grow and be promoted. If you are an entrepreneur, you know that your income is dependent on your efforts. What can you do within your business plan and parameters to boost your income? How can you attract more paying clients and referrals? This is for you to determine and there are several industry leading experts in this area!




Once you've mastered your income, you can start building a plan to reach your financial goals. Your income is your choice, and it is the most important piece of creating a boosted budget!

Money Matters: Understanding the Equation

Once you've taken the time to discover where your money is coming from, where your money is going, and how your money is growing, you'll need to make a plan to get to where you need to go! This is where budget planning comes in handy! What are your top 5 financial goals? My goals are

1. Save for my son's college education (should he choose to go)
2. Save for retirement
3. Travel to at least 2 countries a year
4. Build a home
5. Build a strong empire/legacy to leave to my son

How can I achieve these  goals? I must set forth a realistic yet challenging budgeting and savings plan and know what options will get me to my goals in a way that truly suits my needs. The equation below is a very simplified way to understand your monetary goals:

Income = Expenses + Investments

 Although simple, if you understand what each component contributes and how to balance the equation, your financial goals are attainable.

Income: all funds flowing into your bank account from all sources. This includes wages, money received from business activities, unexpected gifts, interest, etc

Expenses: all fixed or variable outflows (rent, electricity, water, etc)

Investments: all money moved strategically and intentionally to a separate account to gain interest credit and the interest added to this account

If you've never created a budget or need a coach to guide you along the path, Start Young Financial Group and finance coach Latasha Kinnard are the place to be and the person to know! You'll have access to resources and tools that will help you create your best budget and live your healthiest financial life possible! The Virtual Budget Box is a great option for beginners or anyone who just needs help putting it all together while the 90 Day Income to Empire Intensive Course is a great option for people who are looking for a hands on, one-on-one coaching to not only reach their financial goals, but to surpass them! Get started on your path to financial freedom today!

Money Matters: Coming, Going, Growing?

This year we are going to spend a lot more time talking about finances and budgeting! When it comes to your money, you need to know where it's coming from, where it's going, and how it's growing. If you miss any one of these three areas, you can end up in a lot of trouble! This is when Payday loans and high credit card balances can create a huge sinkhole in your financial pathway! You don't want to get sucked in to a sinkhole!


How do you take control of your finances and start making smarter decisions? You start with the beginning: income. How much money do you bring home each week, biweekly, monthly? Once you have this figure, you need to look at your expenses, ALL OF THEM! This is not the time to get cute with yourself. Be honest with your expenses. Count how often you stop at the drive-thru for coffee and how many packs of roasted unsalted peanuts you buy when you stop to pay for gas. These little expenses add up very quickly over time!


Next step, determine what expenses are necessary, acceptable, and extravagant. Try to reduce your extravagant expenses to zero or less than 10% of your income. Yes, it may be nice to go to the beach every weekend in the Summer, but the amount that you spend on fuel, food, and lodging (if your relatives don't live there) could be better utilized in category three: money growth!


The last category is your money growth. What kind of investments do you have, stocks, bonds, insurance, annuities? Is that investment strategy working for you and your family? If not, you need to reevaluate your strategy, and I'd love to help!


Visit the Prosperity Legacy webpage today to schedule a free consultation by filling out the "Contact Us" form (please include 3 dates/times that you are available), and remember: when it comes to your personal finances, you need to know where your money is coming from, where it's going, and how it's growing.


~Shanta Wilkerson

Happy New Year 2016!

Happy New Year! I can't believe it's 2016 already! 2015 was a blur, but so many amazing things happened! I gained a new family/business, my cousin survived a vicious put bull attack, my son turned 4, and I am becoming more and more the woman that I was designed to be!

This journey has not been without its lessons, so I want to share three important lessons that I am taking into 2016:

1) there are no shorcuts to success

• consistency and persistency are key
• plan, try, fail, repeat, SUCCESS

2) it's ok if people say "no"; everyone isn't meant to be a part of your business or our message

• know your target audience and market to them
• brand your business and stick to it
• you have to sell yourself on your vision everyday; stay motivated so the rejections can be fuel

3) self-development is business management; you need to constantly improve for your business to improve

• my challenge this year is to read 1 book per month (not very high, but last year...)
• do a self inventory at least once a quarter to measure your growth
• the better you develop and manage yourself, the easier it is to do it for your business

What are some lessons that you learned in 2015 that will make you even better in 2016?